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Supervising our banks

European supervisors help keep the banking system safe and sound. They supervise banks consistently and in a standardised way throughout the euro area. This means banks can perform their vital functions: safeguarding your savings and granting loans to people and businesses.

European banking supervision - what's it all about?

Keeping your money safe

The ECB and national supervisory authorities joined forces in 2014. They work together as European banking supervision to keep the banking sector healthy. All to ensure the financial system stays stable and your savings are safe. Find out more in this short video.

Why supervise banks?

Supervision helps keep banks healthy. You need your bank to be healthy so you can access the services they provide. Individual banks also need to stay healthy to keep the financial system stable. Find out more via the link below.

Why supervise commercial banks?

Supervisors work for you

European supervisors check that banks comply with the rules. Our colleague François explains how this ultimately serves you and the people of Europe, as it helps to ensure banks stay safe and sound.

Test yourself!

Find out how much you know about banking supervision in this interactive quiz.